BANK OF CANADA MAINTAINS OVERNIGHT RATE
Daivd Ryu
12/10/20251 min read
[캐나다 중앙은행 금리 동결 - OVERNIGHT RATE 2.25% | PRIME RATE 4.45%]
캐나다 중앙은행 기준금리 2.25% 동결
✅ 3분기 GDP 2.6% 성장
✅ 11월 실업률 6.5% 하락 개선세
✅ 10월 소비자물가지수(CPI) 2.2% 둔화
<브로커 류’s 인사이트>
캐나다 정부의 경제안정화정책 유지
✅ 무역관세 변동으로 인한 글로벌 불확실성 대비
✅ 인플레이션 2%대 유지
✅ 주택가격 하락세 완화
캐나다 중앙은행(BOC)이 금리를 동결하고 있지만, 글로벌 불확실성과 주택 시장의 미묘한 움직임이 공존하고 있습니다.
현재 경제 상황에 따른 최적의 모기지 변동/고정 금리 비율이나 상환 구조를 설계해 드립니다.
[BANK OF CANADA MAINTAINS - OVERNIGHT RATE AT 2.25% | PRIME RATE AT 4.45%]
BOC held overnight rate steady at 2.25%
✅ GDP expanding 2.6% in the third quarter
✅ Unemployment rate fell to 6.5% in November
✅ CPI inflation slowed to 2.2% in October
<BROKER RYU’s INSIGHT>
Maintenance of the Canadian Government's Economic Stabilization Policies
✅ Preparation for global uncertainty driven by trade tariff volatility
✅ Inflation remains within the 2% range
✅ Moderation in the decline of housing prices
While the Bank of Canada (BOC) has held its interest rate steady, a dynamic co-existence of global uncertainty and subtle movements in the housing market persists.
Now is the time to begin strategic preparations and planning for the real estate and mortgage market outlook based on the current environment.
* Source: Bank of Canada (“Bank of Canada maintains policy rate at 2¼%”)
David Ryu | Mortgage Professional
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